When purchasing a home, you are faced with a multitude of decisions! The primary one is whether you are actually prepared to purchase a home. Locating the perfect home is not always an easy task, and obtaining a mortgage loan can be a complex and tiring process. Although, once you have determined that you are ready to move forward with the required effort towards your home-purchasing goal, the rewards are unquestionable.
The process of purchasing a home will be made easier by working collaboratively. I will provide valuable advice, connect you to my NETWORK of industry professionals and negotiate expertly on your behalf.
Your First Steps
The first step to buying a home is to first ask yourself why you want to buy a home: to stop paying rent? To start building equity? To have a place of your own? To raise a family? To entertain business associates? To move up to a bigger house? Next, list what features you want in a home and where you would like to be. Be specific. Separate the "must haves" from the "want to haves".
Consider the area (city, suburban neighborhood, country); community (north, south, east, or west side); neighborhood (older and settled or sparkling new; a particular school zone; recreational facilities; and other community services such as transportation, day care, library, stores, entertainment). Ask yourself how many minutes you are willing to commute to work.
Think about home styles. How much space do you need? Does your situation require a one-level home, or are stairs acceptable? Consider size and kind of property. Do you want a newer home, or maybe an older one to fix up? Consider how long you expect to live in this particular home.
The Next Step: Loan Pre-Qualification
Once you have addressed the above needs, your next step is to get pre-qualified with a mortgage company. This can be done over the phone or even online in a matter of minutes.
Call me and I will refer you to a mortgage professional that has an excellent reputation and track record for successfully acquiring loan approval for his/her clients.
I Will Find The Right Homes For You
Once you are pre-qualified and have determined your comfortable price range, I will use the best possible resources including the (MLS) Multiple Listing Service system to help locate homes that match your criteria.
Closing the Deal
My top priority is to ensure that your home buying experience is positive and successful. I will assist you in working through the myriad of details of the actual purchase and closing on the transaction.